How PPF (Public Provident Fund) Maturity Calculator (7.1% Official Rate) Works & When to Use It
Calculate 15-year (or extended 20/25-year) tax-free EEE maturity corpus on Public Provident Fund (PPF) deposits at the official 7.1% p.a. Ministry of Finance rate. Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
Step-by-Step Instructions
- Enter the labelled values or choose an example.
- Run the tool and review the result and its assumptions.
- Copy or download the result. Reset restores defaults; Undo restores the previous settings.
Worked Examples
| Scenario | Input Parameters | Example Output |
|---|---|---|
| Max ₹1,50,000/yr for 15 Years @ 7.1% | {"annualDeposit": 150000, "rate": 7.1, "years": 15} |
₹40,68,209 (₹40.68 L) |
| ₹1,00,000/yr Extended to 20 Years @ 7.1% | {"annualDeposit": 100000, "rate": 7.1, "years": 20} |
₹44,38,859 (₹44.39 L) |
Formula, reference and effective date
- Reference Standard / Authority: National Savings Institute (NSI), Ministry of Finance — PPF Scheme (7.1% p.a.)
- Applicable Period / Effective Date: FY 2025-26 / 2026-27 (7.1% p.a. compounded annually)
- Privacy & Execution Mode: Browser-Local Only (Zero Server Upload) (None (Pure Vanilla JS))
Important Limitations & Edge Cases
Minimum annual deposit is ₹500 and statutory maximum is ₹1,50,000 per financial year across all accounts held by an individual (including minor child account). Deposit before the 5th of the month to earn interest for that month. Check current official rules and your own circumstances before making a filing or financial decision.
Frequently Asked Questions (FAQs)
1. Is PPF (Public Provident Fund) Maturity Calculator (7.1% Official Rate) completely free to use without registration?
Yes. Every tool on Easy Tools Today is 100% free with no paywall, no sign-up, and no subscription required.
2. Are the numbers or files I enter uploaded to any server?
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
3. What should I check before using the result?
Check current official rules and your own circumstances before making a filing or financial decision. Reference: National Savings Institute (NSI), Ministry of Finance — PPF Scheme (7.1% p.a.).