About this tool
Explore an SSY savings projection using the entered contribution and timing assumptions. Review the deposit and maturity periods separately and confirm the current account conditions before using the estimate in a family plan.
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
मुख्य इनपुट और नियंत्रण हिंदी में देखने के लिए ऊपर “🇮🇳 हिंदी में देखें” चुनें। गणना और फ़ाइल प्रोसेसिंग इसी ब्राउज़र टैब में होती है; टूल आपके इनपुट हमारी होस्टिंग पर नहीं भेजता।
Features
- Work with Annual SSY Deposit for First 15 Years (₹250 to ₹1,50,000) (₹); Girl Child Age at Account Opening (0 to 10 Years); Official SSY Interest Rate (% p.a.).
- Review Total Deposited (15 Yrs); Tax-Free Interest (21 Yrs); Maturity Corpus (Yr 21) in the result breakdown.
Benefits
- Compare annual contribution scenarios.
- Keep the contribution period distinct from the projected maturity horizon.
Who should use this tool?
- Families reviewing an SSY savings scenario.
- Account holders checking a contribution estimate.
How to use
- Complete the labelled fields for your scenario, including Annual SSY Deposit for First 15 Years (₹250 to ₹1,50,000) (₹); Girl Child Age at Account Opening (0 to 10 Years); Official SSY Interest Rate (% p.a.). Use the units shown beside each field.
- Try the example labelled “₹1,50,000/yr (Max Limit), Child Age 3, 8.2% Rate” if you want to check the workflow first.
- Select Calculate / Run Tool and review 21-Year Tax-Free SSY Maturity Corpus and Total Deposited (15 Yrs); Tax-Free Interest (21 Yrs).
- Check the assumptions and limitations below. Adjust a value to compare scenarios, then copy or download the result you need.
Try these worked examples
| Scenario | Example inputs | Example result |
|---|---|---|
| ₹1,50,000/yr (Max Limit), Child Age 3, 8.2% Rate | Annual SSY Deposit for First 15 Years (₹250 to ₹1,50,000) (₹): 150000Girl Child Age at Account Opening (0 to 10 Years): 3Official SSY Interest Rate (% p.a.): 8.2 | ₹71,82,119 (When daughter turns 24 years old) |
| ₹60,000/yr (₹5,000/mo), Child Age 1, 8.2% Rate | Annual SSY Deposit for First 15 Years (₹250 to ₹1,50,000) (₹): 60000Girl Child Age at Account Opening (0 to 10 Years): 1Official SSY Interest Rate (% p.a.): 8.2 | ₹28,72,848 (When daughter turns 22 years old) |
Reference and processing
National Savings Institute (NSI) — Sukanya Samriddhi Account Scheme 2019 (8.2% Rate) · Listed applicability: FY 2025-26 / 2026-27 (8.2% p.a.)
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
FAQs
Does the result verify account eligibility or future rates?
It does not verify eligibility or account records, and it does not guarantee future declared rates. Check the current scheme rules and the actual account timeline separately.
Which inputs do I need for Sukanya Samriddhi Yojana (SSY) Calculator (8.2% Official Rate)?
Use Annual SSY Deposit for First 15 Years (₹250 to ₹1,50,000) (₹); Girl Child Age at Account Opening (0 to 10 Years); Official SSY Interest Rate (% p.a.). The built-in examples show how those fields fit together.
What should I check before using this result?
Account can be opened for a girl child below age 10. Deposits are made for 15 years from opening; account matures 21 years from opening. Max deposit ₹1,50,000/yr. Check current official rules and your own circumstances before making a filing or financial decision.
What happens to the information I enter?
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server. Tool favourites save only tool IDs in this browser. Sharing sends the tool link, not your working values or files.