How SIP (Systematic Investment Plan) Maturity & Wealth Calculator Works & When to Use It
Calculate future maturity value, total invested capital, and wealth gained from a monthly Mutual Fund SIP using beginning-of-period monthly compounding. Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
Step-by-Step Instructions
- Enter the labelled values or choose an example.
- Run the tool and review the result and its assumptions.
- Copy or download the result. Reset restores defaults; Undo restores the previous settings.
Worked Examples
| Scenario | Input Parameters | Example Output |
|---|---|---|
| ₹10,000/mo SIP @ 12% for 10 Years | {"monthlySip": 10000, "annualReturn": 12, "years": 10} |
₹23,23,391 (₹23.23 L) |
| ₹25,000/mo SIP @ 14% for 15 Years | {"monthlySip": 25000, "annualReturn": 14, "years": 15} |
₹1,53,21,344 (₹1.53 Cr) |
Formula, reference and effective date
- Reference Standard / Authority: AMFI (Association of Mutual Funds in India) Standard Annuity-Due SIP Formula
- Applicable Period / Effective Date: 2025-2026
- Privacy & Execution Mode: Browser-Local Only (Zero Server Upload) (None (Pure Vanilla JS))
Important Limitations & Edge Cases
Mutual fund returns are market-linked and not guaranteed. Does not constitute investment advice. Check current official rules and your own circumstances before making a filing or financial decision.
Frequently Asked Questions (FAQs)
1. Is SIP (Systematic Investment Plan) Maturity & Wealth Calculator completely free to use without registration?
Yes. Every tool on Easy Tools Today is 100% free with no paywall, no sign-up, and no subscription required.
2. Are the numbers or files I enter uploaded to any server?
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
3. What should I check before using the result?
Check current official rules and your own circumstances before making a filing or financial decision. Reference: AMFI (Association of Mutual Funds in India) Standard Annuity-Due SIP Formula.