T006 · Indian Tax, GST & Statutory ★ Core India Release

EPF & EPS Contribution Calculator (₹25,000 / ₹15,000 Ceiling)

ईपीएफ (EPF) और पेंशन (EPS) कैलकुलेटर

Calculate monthly Employee PF (12%), Employer EPS (8.33%), Employer EPF (3.67%), and projected retirement corpus under EPFO rules (including the revised ₹25,000 statutory wage ceiling w.e.f. 17 Sep 2026).

🔒 Browser-Local Only (Zero Server Upload)
Quick Examples:

Calculated Output & Breakdown

Projected EPF Maturity Corpus
₹23,96,569
Employee PF (12%/mo)
₹3,000
Employer EPF Share (/mo)
₹917
Employer EPS Pension (/mo)
₹2,083
Total EPF Deposit (/mo)
₹3,917
Contribution HeadMonthly (₹)Total over 20 Years (₹)
Employee EPF (12%)₹3,000₹7,20,000
Employer EPF (12% minus EPS)₹917₹2,20,080
Employer EPS (8.33% to Pension)₹2,083₹4,99,920
Total Principal in EPF Passbook₹3,917₹9,40,080
Estimated Interest Earned-₹14,56,489
Maturity EPF Balance-₹23,96,569
Per EPFO Sept 2026 guidelines, statutory ceiling is ₹25,000/month (w.e.f. 17.09.2026).

How EPF & EPS Contribution Calculator (₹25,000 / ₹15,000 Ceiling) Works & When to Use It

Calculate monthly Employee PF (12%), Employer EPS (8.33%), Employer EPF (3.67%), and projected retirement corpus under EPFO rules (including the revised ₹25,000 statutory wage ceiling w.e.f. 17 Sep 2026). Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.

🇮🇳 हिंदी में जानकारी: ईपीएफ (EPF) और पेंशन (EPS) कैलकुलेटर यह टूल (T006) मुफ़्त है। ऊपर दिए गए "🇮🇳 हिंदी में देखें" बटन से मुख्य इनपुट और नियंत्रण हिंदी में बदल सकते हैं। गणना और फ़ाइल प्रोसेसिंग इसी ब्राउज़र टैब में होती है; टूल आपके इनपुट हमारी होस्टिंग पर नहीं भेजता।

Step-by-Step Instructions

  1. Enter the labelled values or choose an example.
  2. Run the tool and review the result and its assumptions.
  3. Copy or download the result. Reset restores defaults; Undo restores the previous settings.

Worked Examples

Scenario Input Parameters Example Output
₹25,000 Salary on Revised ₹25k Ceiling (20 Yrs) {"basicDa": 25000, "ceilingMode": "25000", "years": 20, "rate": 8.25} ₹23,96,569
₹50,000 Salary on Full Basic EPF (15 Yrs) {"basicDa": 50000, "ceilingMode": "actual", "years": 15, "rate": 8.25} ₹35,32,822

Formula, reference and effective date

Important Limitations & Edge Cases

Interest rate defaults to 8.25% p.a. (subject to annual EPFO Central Board notification). Check current official rules and your own circumstances before making a filing or financial decision.

Frequently Asked Questions (FAQs)

1. Is EPF & EPS Contribution Calculator (₹25,000 / ₹15,000 Ceiling) completely free to use without registration?

Yes. Every tool on Easy Tools Today is 100% free with no paywall, no sign-up, and no subscription required.

2. Are the numbers or files I enter uploaded to any server?

Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.

3. What should I check before using the result?

Check current official rules and your own circumstances before making a filing or financial decision. Reference: Employees Provident Fund Organisation (EPFO) — Wage Ceiling FAQs (Sept 2026).

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