About this tool
Project a monthly investment scenario using the entered contribution, assumed return and duration. Separate total contributions from modelled growth, and use the result to compare assumptions rather than predict market performance.
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
मुख्य इनपुट और नियंत्रण हिंदी में देखने के लिए ऊपर “🇮🇳 हिंदी में देखें” चुनें। गणना और फ़ाइल प्रोसेसिंग इसी ब्राउज़र टैब में होती है; टूल आपके इनपुट हमारी होस्टिंग पर नहीं भेजता।
Features
- Work with Monthly SIP Amount (₹); Expected Annual Return (% p.a.); Investment Duration (Years).
- Review Total Invested Amount; Estimated Wealth Gain; Maturity Corpus in the result breakdown.
Benefits
- Compare monthly saving scenarios over time.
- See contributions and assumed growth as separate amounts.
Who should use this tool?
- People planning a savings discussion.
- Investors exploring an illustrative SIP scenario.
How to use
- Complete the labelled fields for your scenario, including Monthly SIP Amount (₹); Expected Annual Return (% p.a.); Investment Duration (Years). Use the units shown beside each field.
- Try the example labelled “₹10,000/mo SIP @ 12% for 10 Years” if you want to check the workflow first.
- Select Calculate / Run Tool and review Estimated SIP Maturity Value and Total Invested Amount; Estimated Wealth Gain.
- Check the assumptions and limitations below. Adjust a value to compare scenarios, then copy or download the result you need.
Try these worked examples
| Scenario | Example inputs | Example result |
|---|---|---|
| ₹10,000/mo SIP @ 12% for 10 Years | Monthly SIP Amount (₹): 10000Expected Annual Return (% p.a.): 12Investment Duration (Years): 10 | ₹23,23,391 (₹23.23 L) |
| ₹25,000/mo SIP @ 14% for 15 Years | Monthly SIP Amount (₹): 25000Expected Annual Return (% p.a.): 14Investment Duration (Years): 15 | ₹1,53,21,344 (₹1.53 Cr) |
Reference and processing
AMFI (Association of Mutual Funds in India) Standard Annuity-Due SIP Formula · Listed applicability: 2025-2026
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
FAQs
Is the maturity value a guaranteed mutual-fund return?
The result is a mathematical projection using an assumed return. Actual market returns vary, and fees, taxes and the timing of contributions can affect the outcome.
Which inputs do I need for SIP (Systematic Investment Plan) Maturity & Wealth Calculator?
Use Monthly SIP Amount (₹); Expected Annual Return (% p.a.); Investment Duration (Years). The built-in examples show how those fields fit together.
What should I check before using this result?
Mutual fund returns are market-linked and not guaranteed. Does not constitute investment advice. Check current official rules and your own circumstances before making a filing or financial decision.
What happens to the information I enter?
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server. Tool favourites save only tool IDs in this browser. Sharing sends the tool link, not your working values or files.