About this tool
Estimate the exempt and taxable portions of an HRA scenario from salary, rent, allowance and location assumptions. Use consistent period values so the comparison reflects the rental arrangement you intend to review.
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
मुख्य इनपुट और नियंत्रण हिंदी में देखने के लिए ऊपर “🇮🇳 हिंदी में देखें” चुनें। गणना और फ़ाइल प्रोसेसिंग इसी ब्राउज़र टैब में होती है; टूल आपके इनपुट हमारी होस्टिंग पर नहीं भेजता।
Features
- Work with Annual Basic Salary + DA (₹); Annual HRA Received (₹); Annual Actual Rent Paid (₹).
- City Classification: choose from Metro City (Delhi, Mumbai, Kolkata, Chennai — 50%); Non-Metro City (Bengaluru, Pune, Hyderabad, Noida, etc. — 40%).
- Review Exempt HRA; Taxable HRA Added to Salary; Rent Minus 10% Basic in the result breakdown.
Benefits
- Compare the rent and allowance figures in one breakdown.
- Spot inconsistent monthly and annual inputs before a tax review.
Who should use this tool?
- Employees reviewing HRA figures.
- Payroll staff checking an allowance example.
How to use
- Complete the labelled fields for your scenario, including Annual Basic Salary + DA (₹); Annual HRA Received (₹); Annual Actual Rent Paid (₹). Use the units shown beside each field.
- Choose City Classification to match the situation you want to check.
- Select Calculate / Run Tool and review Annual Tax-Exempt HRA u/s 10(13A) and Exempt HRA; Taxable HRA Added to Salary.
- Check the assumptions and limitations below. Adjust a value to compare scenarios, then copy or download the result you need.
Try these worked examples
| Scenario | Example inputs | Example result |
|---|---|---|
| Metro City: ₹6L Basic, ₹2.4L HRA, ₹1.8L Rent | Annual Basic Salary + DA (₹): 600000Annual HRA Received (₹): 240000Annual Actual Rent Paid (₹): 180000City Classification: Metro City (Delhi, Mumbai, Kolkata, Chennai — 50%) | ₹1,20,000 |
| Non-Metro: ₹8L Basic, ₹3.2L HRA, ₹2.6L Rent | Annual Basic Salary + DA (₹): 800000Annual HRA Received (₹): 320000Annual Actual Rent Paid (₹): 260000City Classification: Non-Metro City (Bengaluru, Pune, Hyderabad, Noida, etc. — 40%) | ₹1,80,000 |
Reference and processing
Income Tax Department India — Section 10(13A) Rule 2A · Listed applicability: AY 2026-27 (Old Tax Regime)
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
FAQs
Should I mix monthly rent with annual salary?
Use the period requested by each field and convert values consistently. Mixing monthly and annual amounts changes the comparison and can produce an unusable exemption estimate.
Which inputs do I need for HRA Exemption Calculator (Section 10(13A) Rule 2A)?
Use Annual Basic Salary + DA (₹); Annual HRA Received (₹); Annual Actual Rent Paid (₹); City Classification. The built-in examples show how those fields fit together.
What should I check before using this result?
HRA exemption u/s 10(13A) is available only under the Old Tax Regime. Landlord PAN is mandatory if annual rent exceeds ₹1,00,000. Check current official rules and your own circumstances before making a filing or financial decision.
What happens to the information I enter?
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server. Tool favourites save only tool IDs in this browser. Sharing sends the tool link, not your working values or files.