T022 · Indian Tax, GST & Statutory

Full and Final (FnF) Settlement Estimator

फुल एंड फाइनल (FnF) सेटलमेंट कैलकुलेटर

Estimate net Full and Final (FnF) payout on job exit by combining unpaid salary days, leave encashment, gratuity, bonus, and subtracting notice buyout and tax deductions.

🔒 Browser-Local Only (Zero Server Upload)
Quick Examples:

Calculated Output & Breakdown

Estimated Pre-Tax Net FnF Settlement
₹87,000 Receivable
Unpaid Salary Credit
₹60,000
Leave Encashment Credit
₹27,000
Notice Shortfall Deduction
₹0
Net FnF Balance
₹87,000
FnF Line ItemTypeAmount (₹)
Unpaid Salary (20 days)Earning (+)₹60,000
Leave Encashment (18 days on Basic)Earning (+)₹27,000
Notice Period Recovery (0 days)Deduction (-)₹0
Net FnF Settlement (Pre-TDS)Net Payout₹87,000
Gratuity (if completed 5+ years) is typically paid along with or within 30 days of separation.

About this tool

Bring the entered final-pay components into an illustrative settlement estimate. Check each salary, leave, benefit and recovery assumption against employer records before comparing the total with a final settlement statement.

Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.

हिंदी में जानकारी: फुल एंड फाइनल (FnF) सेटलमेंट कैलकुलेटर

मुख्य इनपुट और नियंत्रण हिंदी में देखने के लिए ऊपर “🇮🇳 हिंदी में देखें” चुनें। गणना और फ़ाइल प्रोसेसिंग इसी ब्राउज़र टैब में होती है; टूल आपके इनपुट हमारी होस्टिंग पर नहीं भेजता।

Features

  • Work with Monthly Gross Salary (₹); Monthly Basic Salary (₹); Unpaid Working Days in Final Month.
  • Review Unpaid Salary Credit; Leave Encashment Credit; Notice Shortfall Deduction in the result breakdown.

Benefits

  • See additions and deductions in one worksheet.
  • Identify missing components before a payroll discussion.

Who should use this tool?

  • Employees reviewing a proposed settlement.
  • HR and payroll staff checking a draft calculation.

How to use

  1. Complete the labelled fields for your scenario, including Monthly Gross Salary (₹); Monthly Basic Salary (₹); Unpaid Working Days in Final Month. Use the units shown beside each field.
  2. Try the example labelled “₹90k Gross, 20 Days Worked, 18 Leave Days, 0 Shortfall” if you want to check the workflow first.
  3. Select Calculate / Run Tool and review Estimated Pre-Tax Net FnF Settlement and Unpaid Salary Credit; Leave Encashment Credit.
  4. Check the assumptions and limitations below. Adjust a value to compare scenarios, then copy or download the result you need.

Try these worked examples

ScenarioExample inputsExample result
₹90k Gross, 20 Days Worked, 18 Leave Days, 0 ShortfallMonthly Gross Salary (₹): 90000Monthly Basic Salary (₹): 45000Unpaid Working Days in Final Month: 20Encashable Privilege/Earned Leave Days: 18Unserved Notice Shortfall Days (Deducted on Basic): 0₹87,000 Receivable
₹1.2L Gross, 15 Days Worked, 10 Leave Days, 30 Days ShortfallMonthly Gross Salary (₹): 120000Monthly Basic Salary (₹): 60000Unpaid Working Days in Final Month: 15Encashable Privilege/Earned Leave Days: 10Unserved Notice Shortfall Days (Deducted on Basic): 30₹20,000 Receivable

Reference and processing

Indian Payment of Wages & Gratuity Rules · Listed applicability: 2025-2026

Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.

FAQs

Why can an employer’s final settlement differ?

The actual statement may include additional recoveries, benefit timing, attendance or tax adjustments. Reconcile the component values rather than comparing only the final total.

Which inputs do I need for Full and Final (FnF) Settlement Estimator?

Use Monthly Gross Salary (₹); Monthly Basic Salary (₹); Unpaid Working Days in Final Month; Encashable Privilege/Earned Leave Days, then complete the remaining fields for your scenario. The built-in examples show how those fields fit together.

What should I check before using this result?

Actual FnF sheet may include pro-rata LTA, variable pay adjustments, or IT asset recovery. Check current official rules and your own circumstances before making a filing or financial decision.

What happens to the information I enter?

Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server. Tool favourites save only tool IDs in this browser. Sharing sends the tool link, not your working values or files.

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